Website Terms and Conditions

1.Acceptance and who we are

These terms apply to your use of assetchainfinance.com.au (the website), operated by AssetChain Finance Pty Ltd (ACN 702 856 219). In these terms, "we", "us" and "our" mean AssetChain Finance.

By using the website, you agree to these terms. If you do not agree, please do not use it.

2.Our services

We are a finance broker. We help you find and apply for asset, vehicle, equipment and commercial finance. We are not a lender. Lenders make their own decisions, and all finance is subject to their assessment, criteria, fees, charges and approval.

We do not guarantee that you will be approved for finance, or that any particular rate, term or loan amount will be available. Any fees we charge, and any commission we receive from lenders, will be disclosed to you in writing before we act for you.

Our services are provided under separate documents, such as any agreement you sign with us. If those documents conflict with these terms, they apply instead.

3.General information and calculators

The content on this website is general information only. It does not take into account your objectives, financial situation or needs, and it is not financial, legal, tax or credit advice. Please consider whether it suits you, and speak to us or another professional before you act on it.

Any calculators, estimates or examples on the website are illustrative only. Results are not a quote, a pre-approval or an offer of credit. Interest rates, fees and lender policies change often, so check current details with us or the lender.

4.Using the website and sending enquiries

You agree to use the website lawfully and only for its intended purpose. You must not:

• give false, misleading or someone else's information in an enquiry;
• try to access, interfere with or damage the website, our systems or other users' data;
• use automated tools to copy or scrape the website without our written permission; or
• use the website to send spam, malware or unlawful material.

Sending an enquiry or form does not create a credit application, a broker-client relationship or any obligation on us or you. That begins only when we both agree in writing.

5.Intellectual property

We own, or have permission to use, all content on the website, including text, graphics, logos, the AssetChain Finance name and branding, and software. These are protected by Australian and international intellectual property laws.

You may view and print pages for your own personal, non-commercial use. You must not copy, modify, distribute or reuse our content for any other purpose without our written permission.

6.Third-party links and lenders

The website may link to third-party websites, including lenders, suppliers and calculators. We do not control them and are not responsible for their content, accuracy or privacy practices. A link is not an endorsement.

If you apply for finance with a lender, their own terms, fees and privacy policy apply to that application.

7.Liability

We take reasonable care to keep the website accurate and available, but we do not promise that it will be error-free, uninterrupted or always up to date.

Nothing in these terms excludes, restricts or modifies any right or remedy you have under the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010 (Cth)) or any other law that cannot be excluded.

To the extent the law allows, we are not liable for any loss or damage arising from your use of, or reliance on, the website, including indirect or consequential loss. Where our liability cannot be excluded, it is limited, at our option, to resupplying the service or paying the cost of having it resupplied.

You agree to compensate us for loss we suffer because you breach these terms or misuse the website.

8.Privacy and cookies

We handle your personal information in line with our Privacy Policy and use cookies as described in our Cookie Policy. Both are available on the website and form part of these terms.

9.Complaints, governing law and contact

Complaints. If you have a complaint, contact us using the details below. We will acknowledge it and aim to resolve it within 30 days.

Changes. We may change these terms at any time by updating this page. The date above shows the latest version. Continued use of the website means you accept the updated terms.

Governing law. These terms are governed by the laws of New South Wales, Australia. You and we submit to the non-exclusive jurisdiction of the courts of that state and the Commonwealth of Australia. If any part of these terms is unenforceable, the rest still applies.