Finance Solutions

Structures built around
how you trade

Four core solutions. Which one fits depends less on the asset than on how it earns and how your business is set up.

The Solutions

Four ways to fund
the same purchase

Each has its own page covering how it is structured, what it suits and what it costs you.

At a Glance

What each one actually gives you, and the kind of business it tends to suit.

Terms to suit the asset: Typically one to seven years, matched to the expected working life of what you are buying.
Flexible deposits & balloons: Structure a deposit and balloon payment that keeps monthly repayments where you need them.
New, used or private sale: We work with lenders who fund dealership stock, auction purchases and private sales.

Tends to suit

Businesses buying vehicles or trailers

Plant & machinery: Excavators, loaders, forklifts, workshop equipment and specialised industry machinery.
Upgrade without downtime: Replace ageing equipment before it costs you jobs, with repayments matched to your revenue.
Low-doc options available: Depending on your profile and the asset, some lenders assess with reduced documentation.

Tends to suit

Construction and earthmoving operators

Working capital: Funding to bridge the gap between completing work and getting paid.
Growth & expansion: Capital for new sites, additional crews, or taking on a contract that needs scale.
Structured around your business: We present your position to lenders in a way that reflects how your business actually trades.

Tends to suit

Established businesses funding growth

Equity release: Use the value in assets you already own to fund your next move without a new purchase.
Debt consolidation: Bring multiple facilities together into a single, more manageable repayment.
Balloon refinance: Options for handling a balloon payment as it falls due, rather than at the last minute.

Tends to suit

Businesses with several existing facilities

What We Finance

Any of these structures can fund any of these categories — the combination is what we work out with you.

How It Works

Simple. Fast. Flexible. We handle the lender legwork so you can keep running your business.

01
Apply
Tell us about the asset and your business. A short enquiry is enough to get started — no lengthy forms.
02
Assess
We review your position and match it against our lender panel to find the structures that genuinely fit.
03
Finance Approved
We present your options clearly — rate, term, deposit and repayments — and arrange approval with the lender.
04
Asset Purchased
Settlement is coordinated with the seller so you can collect your asset and get back to work.

Send through a few details and a finance specialist will come back to you within one business day with the options that fit.