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AssetChain Finance Pty Ltd
An excavator on a construction site at dusk
What We Finance

Funding for the assets
your business runs on

If it helps your business earn, there is usually a way to finance it. These are the categories we arrange most often — new, used and private sale.

Asset Categories

Five categories,
one lender panel

Each category has its own page covering what it funds, how it is usually structured and what lenders look for.

The Specifics

If it earns, there is
usually a way to fund it

The assets we are asked about most, by category. Not an exhaustive list — if yours is not here, it is still worth asking.

  • Commercial & Business Vehicles

    View category
    • Utes, vans and light commercial vehicles
    • Prime movers, rigids and tippers
    • Trailers, dollies and converter dollies
    • Refrigerated and specialised bodies
    • Multiple units bought as a fleet
    • Dealership, auction and private-sale purchases

  • Construction & Earthmoving Equipment

    View category
    • Excavators, loaders and dozers
    • Skid steers and posi-tracks
    • Rollers, compactors and graders
    • Buckets, hammers and attachments
    • Float trailers and site transport
    • Used machines, including private sale

  • Passenger & Specialty Vehicles

    View category
    • New and used passenger cars
    • Prestige and performance vehicles
    • Caravans, campers and motorhomes
    • Motorcycles and recreational vehicles
    • Boats and trailers
    • Dealership, auction and private sale

  • Business & Commercial Finance

    View category
    • Working capital and cash flow facilities
    • Site and premises fit-outs
    • Stock and inventory funding
    • Expansion and acquisition capital
    • Business debt consolidation
    • Seasonal and bridging requirements

  • Asset Refinancing & Debt Restructuring

    View category
    • Equity release against owned plant and vehicles
    • Consolidating several facilities into one
    • Refinancing a balloon falling due
    • Rate and structure reviews
    • Sale and leaseback arrangements
    • Restructuring after a change in trading
Finance Solutions

And the structures
that fund them

The same asset can be funded several ways. Which one fits depends on how it will be used and how your business trades.

The Difference

Going direct, or
going through a broker

The same application can land very differently depending on how many lenders ever see it.

Straight to one lender

  • One credit policy, and one view of your application
  • A decline usually arrives without a reason you can act on
  • Each separate application leaves its own credit enquiry
  • You chase the paperwork and the follow-ups yourself
  • The structure on offer is the product that lender sells

Through AssetChain

  • A panel of banks and non-bank funders, compared side by side
  • We work out which lenders fit before anything is submitted
  • One shortlisted application rather than a scattered trail
  • We handle the lender back-and-forth and keep you updated
  • Terms, deposit and balloon shaped around how the asset earns

Your Asset. Your Business. Our Finance Solution.

Get a Finance QuoteMore about AssetChain
Who We Help

One lender panel, every kind of operator

Where you are in the cycle changes which lenders will say yes, and how the deal should be structured.

20+
Lenders
A white dual-cab ute parked on a gravel lookout at sunset
ABN holders

Sole traders & owner-operators

One ute, one excavator, one van. Getting the first or second asset financed without a long trading history behind you.

Talk to a broker
01
A dark seven-seat SUV parked on a gravel lookout at sunset
Plant & machinery

Growing trade & civil businesses

Taking on bigger contracts means bigger plant. Structuring finance so the asset pays for itself as it works.

Talk to a broker
02
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Fleet refinancing

Established operators & fleets

Multiple assets, multiple facilities. Consolidating, refinancing and keeping the whole structure working together.

Talk to a broker
03
A prime mover parked head-on in a depot yard
Prime movers

Transport & logistics operators

Trucks, trailers and prime movers that have to keep earning. Terms matched to contract length rather than a generic schedule.

Talk to a broker
04
A forklift carrying a loaded pallet down a warehouse aisle
Forklifts

Workshops, warehousing & light industry

Forklifts, racking, workshop plant and fit-outs. The unglamorous equipment that quietly sets how much work you can take on.

Talk to a broker
05

Ready to finance your next asset?

Send through a few details and a finance specialist will come back to you within one business day with the options that fit.

Get a Finance Quote(02) 8750 9780