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What We Finance

Asset Refinancing & Debt Restructuring

Release equity from assets you already own, or restructure existing facilities into a cleaner position.

  • Equity release
  • Debt consolidation
  • Rate reviews
  • Balloon refinance
Overview

What this covers,
and how it is funded

Finance arranged two years ago may not suit the business you run today. Refinancing can turn equity in assets you already own into usable capital, reduce the number of facilities you are managing, or reset a structure that no longer fits.

What we fund

  • Equity release against owned plant and vehicles
  • Consolidating several facilities into one
  • Refinancing a balloon falling due
  • Rate and structure reviews
  • Sale and leaseback arrangements
  • Restructuring after a change in trading
How It Works

How this is
usually structured

  1. 01

    Equity release

    If an asset is owned outright or close to it, its value can be drawn on to fund the next purchase without a new asset being involved.

  2. 02

    Consolidation

    Several facilities with different end dates and rates become one repayment, which is easier to manage and often cheaper overall.

  3. 03

    Balloon refinance

    A balloon falling due is far easier to handle with a few months' notice than in the final fortnight. Start the conversation early.

Ready to finance your next asset?

Send through a few details and a finance specialist will come back to you within one business day with the options that fit.